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Taking the mystery out of the health insurance claim process

You’ve done the sensible thing—taken out private health insurance for you and your family to make it easier to access health services and help cover medical costs. But do you know what to do when it comes time to claim?

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Busted! The top 4 myths of personal insurance companies

The media often likens personal insurance companies to used car salesmen, or lawyers. We outline some the common misconceptions plaguing the insurance industry.  

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The right income protection insurance saved my life

Gareth Moore had just come home from running his summer music camp, and collapsed in the middle of the street. For the Director of the Auckland School of Rock, the next month was a blur of hospitals, transfusions, and scary procedures.

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Is trauma insurance worth it?

Advances in modern medicine are being made every day. Conditions that were considered terminal only 20 years ago can now be managed successfully with surgery and pharmaceuticals.

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Lack of private medical health insurance sparks waits for treatment

A steady decline in people taking out private medical health insurance has sparked warnings that public hospital waiting lists are going to get unbearably worse in the near future.

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A premium 'fix' for more affordable life insurance cover

Every year on your anniversary date, your risk insurance premiums typically increase. The amount of the increase will fluctuate each year, but it is helpful to know that there are three main factors that cause your premiums to rise.

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The right personal life insurance can soften the blow

On a Sunday in early August, 2012, Luella Bartlett got a sudden surprise visit from her mum and dad who lived on the other side of Auckland.

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Cheap insurance: You get what you pay for

There has been a lot of advertising lately around life insurance sold direct to the public. Unfortunatley cheaper insurance sometimes can come at a cost.

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Should I buy life insurance for my child?

Insurance: it’s all about protecting what is most important to you. Your investments. Your health. Your business. Your family. So should you buy life insurance for your children?

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The five least understood areas of personal insurance cover

Nearly every new client asks us to also review the other policies they have in place through their bank or with another adviser. In doing so, we come across the same issues time and time again. We provide some clarity around five of the least understood areas of personal insurance.

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